Business Financing

Term Loans (Part 1): How They Work

This guide explains what term loans are and how businesses use them as a financing option. We also explain the main components of term loans and how they are different from other types of debt. Here are some quick takeaways regarding term loans:

Revolver Debt: Lines of Credit

This guide explains what revolver debt is in business and it explains how revolving lines of credit work. Additionally, we will look at why revolver debt is valuable to a business. Finally, we’ll learn about who provides revolver debt and what these arrangements typically look like.

Senior Debt

This guide explains what senior debt is and why it is used. It also explains the types of senior debt that companies often use as well as the risk of senior debt compared to other financing options.

Capital Stack Quick Guide

This guide explains what the capital stack is and the rationale behind making decisions about a business’ capital structure. Additionally, we’ll look at how a business’ capital stack is influenced by the lifecycle stage the business is currently in.

What is Financial Leverage?

Financial leverage is a term used frequently in M&A, commercial banking, and in the finance industry in general. It’s an important concept to understand for business owners and finance professionals alike.